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If you suspect someone has used your name, Social Security Number and/or driver's license to obtain credit, do not wait. Follow the steps below to make sure that your credit is still in tact and that it will be that way in the future. Contact the fraud departments of the three major credit bureaus:
Equifax: 800-685-1111 Report identity theft crimes to the local police or law enforcement agency in your area. Put a fraud alert on your credit file. Also, report the possible theft to all credit card issuers. In addition, make sure to cancel all your current cards. Notify your bank of the theft. Request new credit card numbers, a new ATM number and PIN. Consider changing your driver's license number if you suspect someone has been using it to write bad checks.
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